CD rates can vary greatly depending on the term and location of the account. Don’t settle on the first rate you’re offered; researching the rates from all the banks and credit unions in your area will likely result in finding competitive offers you never knew existed. 
Your son may be starting the third grade at Van Meter Elementary, but pretty soon he’s going to be heading off to college. Do you know how you’re going to pay for his college, especially if he wants to go to Wesleyan in Connecticut, or Reed in Oregon? Start saving for that day now by buying CD’s. Los Gatos Banking Rates could help you find the best CD rates everyone is looking for. 
Los Gatos Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate. 