Banks and Credit Unions with Highest 12-Month CD Rates in Los Gatos, CA: April 2011

If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts.

Los Gatos Banking Rates makes it easy to locate the best 12-month CD rates in Los Gatos because we compile interest rates from financial institutions withing a 50-mile radius of the city, providing you with the most current rates information possible. Below, you’ll find a breakdown of the rates from banks and credit unions in and around Los Gatos that are offering 1-year CDs.

Average 1 Year CD Rates in Los Gatos

There are currently 31 one-year CD accounts available in the city that Los Gatos Banking Rates collects rates data from–the average rate among them is 0.6% APY.

Here’s how individual bank and credit unions’ rates stack up against each other:

Banks & Credit Unions with the Highest One Year CD Rates

• Postal Of Northern Cal Credit Union: 1.22%
• Menlo Survey Credit Union: 1.08%
• Stanford Credit Union: 1.06%

Lowest Los Gatos 12-Month CD Rates

• Alameda Credit Union: 0.2%
• Fremont Bank: 0.2%
• Coast-Tel Credit Union: 0.25%

So what can you do with this information? As a general rule, you can compare a CD rate offer against the Los Gatos average to gauge how competitive it is. Rates that are around the same as the average or higher are considered good for your area.

Please note these rates are accurate as of the publish date but are subject to change at any time. You can see up-to-date rates information for 6, 12 and 24 month certificates of deposit by visiting the Los Gatos CD Rates page.